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Loans

Loans in the national currency for individuals and entrepreneurs

Consumer

from 26% per year

  • Amount up to 50,000 TJS
  • Term up to 36 months
  • For any personal needs

Business

from 24% per year

  • Amount up to 100,000 TJS
  • Term up to 36 months
  • Working capital financing

Agriculture

from 22% per year

  • For farmers and dehkan farms
  • Seasonal repayment
  • Term up to 24 months

Housing

from 25% per year

  • Purchase, construction and renovation
  • Term up to 36 months

Education

from 22% per year

  • Tuition payment
  • Grace period on the principal

Secured loan

from 20% per year

  • Higher amount
  • Lower rate

Loan calculator

Loan amount
Term

Monthly payment

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Apply for a loan

This is a preliminary estimate, not a public offer.

How to get a loan

1

Application

Apply on the website or visit a service center.

2

Consultation

Our specialist will choose a product and list the documents you need.

3

Decision

We review your application and let you know the decision.

4

Disbursement

In cash at a service center or to your card.

Required documents

  • Passport of a citizen of the Republic of Tajikistan
  • Tax ID (INN)
  • Proof of income
  • For entrepreneurs — registration certificate

FAQ

Can I repay the loan early?

Yes, partially or in full. Ask your loan officer for details.

How long does the review take?

It depends on the product and amount — our specialist will tell you when you apply.

Do I need a guarantor or collateral?

It depends on the amount and product. Small loans do not require collateral.